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Banking for your every need
From daily spending to long-term growth, OPEN-BANK-INTER brings your whole financial life together. Pick a service to see how.
Personal Banking
A fee-free current account, smart savings and insurance — everything to manage your day-to-day money and plan ahead, from one secure app.
Key benefits
- Instant notifications on every transaction
- No hidden fees, ever
- Worldwide payments with fair rates
Business Banking
Accounts, payments and cash management that scale with your company — with the controls and visibility your finance team needs.
Key benefits
- Multi-user access and permissions
- Fast domestic and international payments
- Real-time cash-flow visibility
Loans
Home, personal, vehicle and education financing with transparent rates, flexible repayment and a fast, human decision.
Key benefits
- Decisions typically within 48 hours
- No penalty for early repayment
- Clear terms with no hidden charges
Cards
Credit and debit cards accepted worldwide, with rewards on every purchase and instant controls right from your phone.
Key benefits
- Zero foreign transaction fees
- Freeze and unfreeze instantly
- Cashback rewards on spending
Investments
Put your money to work with savings, funds and advisory built around your goals, timeline and appetite for risk.
Key benefits
- Competitive returns on your balances
- Diversified funds and portfolios
- Guidance from real advisors
Grow your wealth, safely
Reach your goals faster with saving and investing products designed to protect your capital while it grows.
Savings & deposits
Grow idle cash with competitive rates and flexible term deposits — your money stays protected and always within reach.
Multi-currency accounts
Hold, send and receive in dozens of currencies at fair rates, so cross-border money never costs you more than it should.
Investment funds
Put your wealth to work in diversified funds built around your goals, timeline and appetite for risk.
Need a boost to grow faster? Explore our loan options
Banking built around you
Whether you are saving, borrowing, spending or investing, OPEN-BANK-INTER adapts to your goals — with clear tools, fair pricing and real people when you need them.
Estimate your loan in seconds
Move the sliders to get an instant, indicative monthly payment. Ready to go further? Submit an application in minutes.
- Total interest
- €
- Total repayment
- €
For illustration only. Final terms depend on your application.
Discover our range of cards
Earn points on everyday spending and redeem them for travel, cashback or statement credit — no annual fee, no catch.
Get money back automatically on every purchase, with boosted rates at the shops and services you use most.
Spend abroad with zero foreign transaction fees, real exchange rates and instant freeze controls from your phone.
Your money, protected around the clock
We treat the safety of your money and your data as our first job — with the same standards trusted by banks worldwide, working silently in the background.
Key protections
Questions & answers
Everything you need to know about banking with OPEN-BANK-INTER. Browse by category or read the most common questions below.
Categories
Browse a wide range of topics that cover the questions people ask us most.
Apply online in about five minutes. Enter a few details, verify your identity with a photo of your ID, and your account is ready — no branch visit and no paperwork.
Your live balance and every transaction appear in the app and web dashboard the moment they happen, with instant notifications so you always know where your money is.
Yes. We use bank-grade encryption, biometric sign-in and continuous fraud monitoring, and you can freeze your card instantly from your phone if anything looks wrong.
Standard daily limits keep your account safe, and you can request a higher limit at any time from settings — verified accounts are usually approved within minutes.
Use the loan estimator to see an indicative monthly payment, then submit an application online. Most decisions come back within 48 hours with clear, upfront terms.
Our support team is available around the clock through in-app chat, email and phone — real people ready to help whenever you have a question.
Loved by customers everywhere
“Switching to OPEN-BANK-INTER was the best financial decision I made this year. Opening my account took minutes and the app is genuinely a pleasure to use.”
“Managing payments for my company has never been simpler. International transfers are fast and the fees are refreshingly transparent.”
“I applied for a home loan and had a clear answer within two days. The advisor guided me through every step with patience.”
Ready to bank without borders?
Join hundreds of thousands of people and businesses who trust OPEN-BANK-INTER with their money.